Polish · Real conversations

Payments: useful Polish phrases

Clarify a payment, a receipt, or a refund.

Start with the essentials

Start with the essential words and expressions below. Next, learn the five specific phrases in the reference table. Finally, read both sides of the exchange and try the linked rehearsal before revealing its sample replies. This collection connects to the broader vocabulary topic.

Make the conversation more specific

Useful Polish expressions for payments
What you want to sayPolish
Can I pay by card?

czy mogę zapłacić kartą?

Can I pay by card?

Money

pieniądze

Money

Receipt

paragon

Receipt

How much?

ile

How much?

The card was declined.

Karta została odrzucona.

Show English translation

The card was declined.

Could I have a receipt?

Czy mogę prosić o paragon?

Show English translation

Could I have a receipt?

When will the refund arrive?

Kiedy otrzymam zwrot pieniędzy?

Show English translation

When will the refund arrive?

Can I pay in installments?

Czy mogę zapłacić na raty?

Show English translation

Can I pay in installments?

Is there an extra charge?

Czy jest dodatkowa opłata?

Show English translation

Is there an extra charge?

Read the other side of the exchange

  1. Partner

    Proszę spróbować zapłacić kartą w terminalu.

    Please try your card at the terminal.

  2. You

    Karta została odrzucona.

    The card was declined.

  3. Partner

    Możemy spróbować innej karty. Tym razem płatność się udała.

    We can try another card. The payment went through this time.

  4. You

    Czy mogę prosić o paragon?

    Could I have a receipt?

Payments in other languages

A note on speaking Polish

Polish distinguishes familiar ty from polite pan and pani. Choose pan when addressing a man and pani when addressing a woman formally; the paired forms shown in examples are alternatives, so say one. A formal question usually uses a third-person verb, such as Czy może pan …? First-person past and conditional forms can change with the speaker’s gender.

Keep letters such as ą, ę, ł, ń, ó, ś, ź, and ż. Noun and adjective endings can change with their role in the sentence. Learn the complete expression before replacing a name, object, or time.

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