German · Travel & Getting Around
"Credit card" in German: Kreditkarte
die Kreditkarte
Credit card in German is die Kreditkarte, a feminine noun. Many people also say Karte for short, and EC-Karte often means a debit card.
At checkout
Kann ich mit Kreditkarte zahlen?Speak with an AI partner · 7 days free
How to pronounce Kreditkarte
Say it
kreh-DEET-kar-tuh
/kʁeˈdiːtˌkaʁtə/
kreh-DEET-kar-tuh. Stress -dit-. Final -e is a soft uh.
"Credit card" in German: quick reference
| German | English | When to use |
|---|---|---|
| die Kreditkarte | credit card Full formal word. | Full formal word. |
| die Karte | card Short form in shops. | Short form in shops. |
| mit Karte zahlen | to pay by card Checkout phrase. | Checkout phrase. |
| die EC-Karte | debit card Common everyday card. | Common everyday card. |
How to use Kreditkarte in real life
- 1At checkout
Kann ich mit Kreditkarte zahlen?
Can I pay by credit card?
Mit Kreditkarte zahlen is the set phrase.
- 2Travel tip
Meine Kreditkarte funktioniert im Ausland.
My credit card works abroad.
Meine Kreditkarte is nominative.
- 3Lost card
Ich habe meine Kreditkarte gesperrt.
I blocked my credit card.
Sperren = block/freeze a card.
Mistakes English speakers make with Kreditkarte
Incorrect: der Kreditkarte
Correct: die Kreditkarte
Kreditkarte is feminine: die Kreditkarte.
Incorrect: credit card bitte
Correct: Mit Kreditkarte, bitte.
Use the German noun, not English.
Good to know
Germany long preferred cash and debit (EC/Girocard). Kreditkarte acceptance is better now, especially in cities and hotels, but smaller shops may still refuse it.
Try it in a ChatPal conversation
Hotel payment
ChatPal
Nehmen Sie Kreditkarte?
Do you take credit cards?
You
Ja, hier ist meine Kreditkarte.
Yes, here is my credit card.
ChatPal
PIN oder Unterschrift für die Kreditkarte?
PIN or signature for the credit card?
You
PIN. Die Kreditkarte ist freigeschaltet.
PIN. The credit card is activated.
This is a sample. In ChatPal you have this conversation out loud and get feedback on what you say.
Practice this conversation in ChatPal"Credit card" in other languages
FAQ
Common questions about "Credit card" in German
What gender is Kreditkarte?
Feminine: die Kreditkarte.
How do you say pay by credit card?
Mit Kreditkarte zahlen.
Is EC-Karte the same?
Usually a debit card, not a true credit card.
How do you say I lost my credit card?
Ich habe meine Kreditkarte verloren.
Learn a word, then use it out loud
- Step 1: See it in context
- Step 2: Say it out loud
- Step 3: Get feedback
- Step 4: Use it in real scenarios
