Polish · Travel & Getting Around

"Credit card" in Polish: karta kredytowa

karta kredytowa

Say it: karta kredihtovanoun/karta krɛdɨtɔva/

Credit card in Polish is karta kredytowa. Karta kredytowa is feminine; useful forms are karty kredytowej (genitive), kartę kredytową (direct object) and kartą kredytową (instrumental). Karta kredytowa is a credit card; karta debetowa is a debit card and karta płatnicza is broader.

Identifying or describing credit card

Karta kredytowa jest ważna.
The credit card is valid.
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How to pronounce karta kredytowa

Say it

karta kredihtova

/karta krɛdɨtɔva/

In karta kredytowa, y is distinct from the vowel i. The content words in karta kredytowa normally use penultimate stress when they have multiple syllables.

"Credit card" in Polish: quick reference

PolishEnglish
karta kredytowacredit card

Dictionary form for feminine karta kredytowa.

karty kredytowejof credit card

Genitive form, used for example after nie ma.

kartą kredytowąwith credit card

Instrumental form after z meaning with.

kartę kredytowącredit card as a direct object

Accusative form, used with many affirmative object-taking verbs.

How to use karta kredytowa in real life

  1. 1Identifying or describing credit card

    Karta kredytowa jest ważna.

    The credit card is valid.

    This sentence uses karta kredytowa to describe credit card in context.

  2. 2Using credit card in daily life

    Mam kartę kredytową przy sobie.

    I have my credit card with me.

    Notice the form used for karta kredytowa in this practical sentence.

  3. 3Another use of credit card

    Płacę kartą kredytową.

    I pay by credit card.

    The construction shows how karta kredytowa fits a different situation.

Mistakes English speakers make with karta kredytowa

Incorrect: Nie ma karta kredytowa.

Correct: Nie ma karty kredytowej.

After nie ma, karta kredytowa takes the genitive form karty kredytowej.

Incorrect: z karta kredytowa

Correct: z kartą kredytową

When z means with, use the instrumental: z kartą kredytową. Z can also mean from.

Good to know

Karta kredytowa is a credit card; karta debetowa is a debit card and karta płatnicza is broader.

Read this practice conversation aloud

Describe credit card in two different contexts

  1. Partner

    Ułóż zdanie z tym słowem.

    Make a sentence with this word.

  2. You

    Karta kredytowa jest ważna.

    The credit card is valid.

  3. Partner

    A teraz podaj inny przykład.

    Now give a different example.

  4. You

    Mam kartę kredytową przy sobie.

    I have my credit card with me.

This is a sample dialogue for reading aloud. Try both parts, then replace a detail with one from your own life.

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"Credit card" in other languages

FAQ

Common questions about "Credit card" in Polish

What grammatical form is karta kredytowa?

Karta kredytowa is feminine. No article is required with karta kredytowa; surrounding words carry its gender and number agreement.

How does karta kredytowa change as a direct object?

The accusative form is kartę kredytową. For comparison, the genitive is karty kredytowej; negation can change the case required by a verb.

How do I use karta kredytowa after “with”?

Use z kartą kredytową. Here z introduces the instrumental form of karta kredytowa, rather than its dictionary form.

What should I know about using karta kredytowa?

Karta kredytowa is a credit card; karta debetowa is a debit card and karta płatnicza is broader.

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