Spanish · Travel & Getting Around
"Credit card" in Spanish: tarjeta de crédito
la tarjeta de crédito
A credit card is la tarjeta de crédito. It is feminine. Ask ¿Aceptan tarjeta de crédito?
Checkout
¿Aceptan tarjeta de crédito?Speak with an AI partner · 7 days free
How to pronounce tarjeta de crédito
Say it
tar-HEH-tah deh KREH-dee-toh
/taɾ.ˈxe.ta ˈðe ˈkre.ði.to/
tar-HEH-tah deh KREH-dee-toh. Soft j sound in tarjeta. Stress HEH and KREH.
"Credit card" in Spanish: quick reference
| Spanish | English | When to use |
|---|---|---|
| la tarjeta de crédito | credit card Full formal phrase. | Full formal phrase. |
| la tarjeta | card Short when context is clear. | Short when context is clear. |
| pagar con tarjeta | to pay by card Checkout. | Checkout. |
| tarjeta de débito | debit card Bank card that spends your balance. | Bank card that spends your balance. |
How to use tarjeta de crédito in real life
- 1Checkout
¿Aceptan tarjeta de crédito?
Do you take credit cards?
Ask before ordering.
- 2Hotel
Dejo la tarjeta de crédito en recepción.
I'll leave the credit card at the desk.
Common hotel hold.
- 3Problem
Mi tarjeta de crédito no funciona.
My credit card isn't working.
Useful travel fix talk.
Mistakes English speakers make with tarjeta de crédito
Incorrect: El tarjeta de crédito.
Correct: La tarjeta de crédito.
Tarjeta is feminine: la tarjeta.
Incorrect: Pago con crédito card.
Correct: Pago con tarjeta de crédito.
Use tarjeta de crédito, not English card.
Good to know
Tarjeta de crédito is credit. Tarjeta de débito is debit. Many places just say tarjeta.
Try it in a ChatPal conversation
Paying a hotel bill
ChatPal
¿Pagas con tarjeta de crédito?
Are you paying with a credit card?
You
Sí, con tarjeta de crédito.
Yes, with a credit card.
ChatPal
Pasa el chip hacia abajo.
Insert the chip facing down.
You
Listo. ¿Necesitan propina en el total?
Done. Do they need a tip on the total?
This is a sample. In ChatPal you have this conversation out loud and get feedback on what you say.
Practice this conversation in ChatPal"Credit card" in other languages
FAQ
Common questions about "Credit card" in Spanish
Gender of tarjeta?
Feminine: la tarjeta de crédito.
Debit vs credit?
Débito spends your balance; crédito borrows.
Pay by card?
Pagar con tarjeta.
Pronounce tarjeta?
tar-HEH-tah—j sounds like English h.
Use these words in a conversation
Find useful phrases for a situation, learn what to say back, and rehearse your part with revealable sample answers.
Learn a word, then use it out loud
- Step 1: See it in context
- Step 2: Say it out loud
- Step 3: Get feedback
- Step 4: Use it in real scenarios
Keep reading
- 8 Sentences with Ser in Spanish: Examples and GrammarExplore 8 sentences with ser in spanish covering identity, origin, time, and materials, with translations, grammar tips, and mistakes to avoid.
- 33 in Spanish: How to Say It and Use It NaturallyLearn how to say 33 in Spanish with clear pronunciation, ordinal forms, regional variations, and real example sentences for confident everyday speaking.

