Spanish · Travel & Getting Around
"Cash" in Spanish: efectivo
el efectivo
Cash is el efectivo. It is masculine. Say ¿Puedo pagar en efectivo? at shops.
How to pronounce efectivo: audio and sound guideCheckout
¿Puedo pagar en efectivo?Speak with an AI partner · 7 days free
How to pronounce efectivo
Say it
eh-fehk-TEE-voh
/e.fek.ˈti.βo/
eh-fehk-TEE-voh. Stress TEE. Soft c like k.
"Cash" in Spanish: quick reference
| Spanish | English | When to use |
|---|---|---|
| el efectivo | cash Banking and shop talk. | Banking and shop talk. |
| en efectivo | in cash How you pay. | How you pay. |
| pagar en efectivo | to pay in cash Checkout phrase. | Checkout phrase. |
| solo efectivo | cash only Sign or staff warning. | Sign or staff warning. |
How to use efectivo in real life
- 1Checkout
¿Puedo pagar en efectivo?
Can I pay in cash?
Safe ask before paying.
- 2Sign
Aquí solo efectivo.
Cash only here.
Common small-shop rule.
- 3Taxi
Prefiero efectivo, por favor.
I prefer cash, please.
Some drivers like efectivo.
Mistakes English speakers make with efectivo
Incorrect: La efectivo está listo.
Correct: El efectivo está listo.
Efectivo is masculine: el efectivo.
Incorrect: Pago con cash.
Correct: Pago en efectivo.
Use efectivo, not English cash.
Good to know
Efectivo means cash. Dinero is broader money. Many stalls still prefer efectivo.
Try it in a ChatPal conversation
Paying at a market stall
ChatPal
¿Aceptan efectivo aquí?
Do they take cash here?
You
Sí, solo efectivo.
Yes, cash only.
ChatPal
Bien. Yo tengo billetes.
Good. I have bills.
You
Yo busco monedas.
I'll look for coins.
This is a sample. In ChatPal you have this conversation out loud and get feedback on what you say.
Practice this conversation in ChatPal"Cash" in other languages
FAQ
Common questions about "Cash" in Spanish
Gender of efectivo?
Masculine: el efectivo.
Pay in cash?
Pagar en efectivo.
Cash only?
Solo efectivo.
Pronounce efectivo?
eh-fehk-TEE-voh, stress TEE.
Use these words in a conversation
Find useful phrases for a situation, learn what to say back, and rehearse your part with revealable sample answers.
Learn a word, then use it out loud
- Step 1: See it in context
- Step 2: Say it out loud
- Step 3: Get feedback
- Step 4: Use it in real scenarios
Keep reading
- 8 Sentences with Ser in Spanish: Examples and GrammarExplore 8 sentences with ser in spanish covering identity, origin, time, and materials, with translations, grammar tips, and mistakes to avoid.
- 33 in Spanish: How to Say It and Use It NaturallyLearn how to say 33 in Spanish with clear pronunciation, ordinal forms, regional variations, and real example sentences for confident everyday speaking.

